Financial planning is a process of finding the right balance between living for today and living for the future. Many people live beyond their means, focusing too much on the here and now. Some people focus purely on the future and risk not being in the present and enjoying the moment. After all, the future might not always come. Our view is that wealth is measured in time, relationships and experiences. Money can always be replaced but time is a little harder to come by. Financial planning to us is a journey, you need to know the destination, how you’d like to travel and what the most efficient route to get there is. A good life and financial planner will help you make sure that your wealth works the way that you want it to.
Most financial companies focus solely on money and financial management, but this without the context of your life can lead you in the wrong direction. It is much more beneficial to approach it as Life and Financial Planning. The team of Certified Financial Planners at bdb looks at everything that contributes to each client’s needs, environment, aspirations, approach to risk, health, family and leisure as this all affects a person’s life, aspirations, goals, and ultimately financial independence.
bdb's Evidence-based approach to investing harnesses the power of science to maximise the chances of successful investment outcomes. Conventional active investing focuses on frequently buying and selling investments in a speculative attempt to beat the market. This usually results in higher risk, poor diversification and high costs. bdb's investment philosophy draws on Nobel Prize winning research from the brightest minds in the world of finance. It is proven to perform, with cost savings for bdb clients that typically far exceed our annual fee.
Financial Planning with bdb includes regular updates and forward-planning meetings ensure that the financial plan is sound and delivers the most successful results.
