Our team of personal finance directors is focused on helping our clients make their money work for them. We are a team of chartered and accredited financial planners who put our clients’ dreams and aspirations at the heart of the financial planning process.
Following two years post-graduate research at Cambridge University, Andrew embarked on his career in financial planning in 1992, joining Acuma, the fee-charging subsidiary of American Express. Over the years, his continued professional study resulted in Andrew being one of the most highly qualified financial planners in the UK as a Chartered Financial Planner and a Certified Financial Planner.
Andrew is a passionate advocate of the power of Financial Planning (as distinct from product related financial advice) and the positive impact it can have on client’s lives. To further the development of the Financial Planning community he has played numerous roles in the ‘thought leadership’ of the profession: he served two terms as a board director of the Institute of Financial Planning (IFP) and chaired its Ethics, Practice Standards and Disciplinary Committee. He currently sits on the Chartered Institute of Securities and Investment (CISI) Integrity and Ethics Committee.
Andrew has regular public speaking engagements, which have included the IFP’s National Conference at Celtic Manor, The Wealth Enhancement Forum and to 2inspire’s Leadership Club as well as numerous IFP regional conferences and branch meetings.
Having owned and sold his own business, his wife Ali and he took the decision in 2004 to move the family home from Cambridge, closer to Ali’s roots in Yorkshire. He is the father of 4 boys and is an endurance multi-sport athlete, competing in a wide variety of outdoor sports, including orienteering, fell running, mountain biking, adventure racing, kayaking, sailing and skiing. He has done several long World Championship Adventure Races in mountainous areas of the UK. He took up skiing a few years ago, quickly gaining instructor qualifications and for a couple of weeks each winter can be found teaching in the Italian Alps.
He actively supports his local Scout Group and plays the violin having been a member of the Manchester Youth Orchestra and Harrogate Symphony Orchestra.
I thrive on finding the best work-life balance for our clients, focusing on each client as an individual and helping them to achieve everything they – and their family – want from life. The money’s interesting but the real question is: “What do you want to do with it?”
I co-founded BDB in 2006 after working in both national and regional financial advice firms, including in-house at two accountancy practices. This experience was invaluable in helping establish the direction Andrew and I wanted to take with BDB.
Our aim was to establish a private client-focused, highly qualified financial planning business as we felt this would be the best way to answer the needs of our discerning clients. Being granted the Certified Financial Planning (CFP) licence was a welcome recognition of the hard work and time spent on professional study and is in line with our mission to ensure our colleagues are all highly qualified in their field.
For me, enjoying life is about fresh air, family and fitness. I returned from London to my roots in the North to get married and have children. Although I love to visit vibrant cities, I feel much more at home being able to walk – or run – from my front door onto the Moors. I run as often as I can, usually in preparation for one of the many events I undertake. I’ve taken part in marathons in New York, Berlin, Vancouver and Amsterdam, as well as running the Chevin Chase, the 24 Peak Challenge and the Oxfam Trail Trekker Challenge. I coached rugby at Otley RUFC for nine years, hanging up my boots after a month coaching for the Bhubesi Pride Foundation in Africa.
Matt has accumulated over ten years of experience at some of the most highly regarded financial planning and wealth management firms in London and the North of England. During this time he has accumulated a wide range of experience and knowledge as a financial planner and risk manager. Matt has provided invaluable advice, insight and guidance to many business owners, executive clients, wealthy families and Trusts.
Matt holds both Chartered and Certified Financial Planner status placing him amongst the most highly qualified planners in the UK. He also holds a degree in Mathematics and Statistics from the University of Newcastle upon Tyne.
Matt joined BDB in 2012 following the decision to relocate from London to return to his roots in the North and enjoy the fresh air and open spaces of Yorkshire.
Matt is an advocate of evidence based investing and loves helping our clients navigate the world of investment risk and demystifying the secrets of successful investing. His expertise in this area has been fundamental to the development of BDB’s investment approach.
In addition to his responsibilities in chairing our investment committee, designing and taking care of our client’s financial plans, Matt also has responsibility for day to day operations at BDB.
Matt balances his work at BDB with outdoor pursuits. Specifically running, climbing, mountaineering and skiing. In recent years he has ‘enjoyed’ testing himself against some gruelling ultramarathon endurance running events. Matt also enjoys combining his passion for the outdoors with a keen interest in photography and loves sampling seafood and single malt on regular trips to the Scottish Highlands.
What I love about being part of a niche firm like BDB is the opportunity it gives me to develop a close working relationship with my clients. By getting to know the person well I can really help them use their wealth to achieve everything they want out of life.
I have worked in the financial services sector for many years, both in the corporate world and the independent sector, and I can honestly say I have never enjoyed my job more than I do now. After all, it is our clients and their goals that make our job so interesting.
Yorkshire has always been my home and family is a big part of my life. My two sons are now grown up and when I’m out of the office I can usually be found with my retriever on top of a hill somewhere, sporting some ill-advised choice of headgear.
I enjoy yoga and have recently taken up running again, although I’m unlikely to manage quite as many miles as some of my BDB colleagues – particularly Matt!
I was lucky enough to join BDB in Summer 2015 and am now working towards completing my professional exams.
I’m hoping to progress my career with the firm; my ultimate aim is to work on building close relationships with BDB’s new and existing clients. One of the ways I will be achieving this is hosting all of the BDB events. If you have any good ideas, please do get in touch!
I left my Harrogate school with A Levels in Business, Economics, Accountancy and Maths, and was keen to enter into working life immediately, rather than going to university like most of my friends and my older sister. I now work at BDB as a Client Engagement Assistant.
When not at work, I love socialising with my friends, and spending time with my family, including my three sisters and my brother.